Interest Rates on Loans

S.No

Particulars

Existing ROI %

Revised ROI %

1

Mortgage loans up to and including Rs.15.00  lakhs

16

16

1a.

Mortgage loans above Rs.15.00 lakhs and up to and including Rs.25.00  lakhs

14

16

2

Mortgage loans above Rs.25.00 lakhs

14

15

3

Home loans

14

15

4

Education loans

14

15

5

Vehicle loans

14

15

6

Loans and advances against NSCs / KVPs

14

15

7

SEOD

14

15

8

Gold loans:   

                                        Bullet payment

10

10

                                        Monthly  repayment

10

10

9

Loans /overdraft against deposits(above deposit rate)

2

2

10

Loans of Rs.10.00 and above against deposits(above deposit rate)

2

1

11

Personal loans (unsecured)

20

20